Bharat Sareen is a Life Insurance Specialist helping clients Australia-wide through phone and online meetings. With a background in finance and over a decade of experience, Bharat’s focus is to make Life, Total and Permanent Disability (TPD), Trauma, and Income Protection insurance simple and easy for Australian families.
He can help you organise cover through your industry super fund, SMSF, or in your personal name.
Around 70% of the new clients Bharat speaks with have some form of pre-existing medical condition. Because every insurer’s criteria are different, Bharat spends time understanding each client’s health history and liaises directly with insurers to run confidential pre-assessments. This helps find the right insurer before applying and avoids the hassle of multiple declined applications. Getting insurance with a pre-existing condition can be complex, Bharat’s process makes it as straightforward and stress-free as possible.
Bharat also reviews existing policies, including those held through industry super funds, to ensure clients are properly protected and not paying more than they should. When a claim arises, Bharat and his team remain closely involved, guiding clients and their families through every step of the process.
Known for his approachable manner and practical solutions, Bharat’s goal is simple to make insurance clear, simple, and easy for every client.
