Meet Paul Milbourne, the man behind Milbourne Insurance Solutions, a specialist financial protection adviser based in Melbourne.
With over 18 years of experience in Australia and Asia, he now works exclusively via trusted referrals from advisers, accountants and business professionals.
Drawing on a background serving high‑income expatriate executives and leading large specialist advisory teams, Paul opted for a more personal approach. Along with fewer clients and deeper relationships. He helps clients tackle complex challenges – such as succession, key person loss or unexpected claims – with clarity and empathy.
Clients typically include business owners, professionals (lawyers, accountants, doctors) and executives. Paul listens to their broader goals—family security, business continuity and debt protection – and then structures insurance solutions such as Life, Income Protection, Trauma, TPD, and Key Person Cover to match.
His philosophy is simple yet powerful: “debt should last no longer than the person who created it.”. That means helping clients prepare for unexpected disruption ahead of time. Plus structuring buy–sell agreements and insurance strategies to keep businesses stable and families protected.
Paul sets a high bar for client experience. Grounded in honesty, clear explanations and a “no sales pitch zone” approach. He’s known for turning complex policies into real‑life scenarios. Guiding decisions in plain English, and always making clients feel confident and heard.



