Life Insurance Guide

Shaun Clements

Shaun Clements

NOR Financial
Licensed through Intelligent Planning
Specialties
Personal Life Insurance, Business Life Insurance, Estate Planning, Business Succession, Claims Support
Location & Contact
Joondalup
, Western Australia
1300 113 350

Your Life Insurance Support Specialist

About Shaun
Shaun specialises in helping medical professionals and their families secure tailored life insurance solutions. With nearly three decades in advice, he combines deep risk expertise with a personal commitment to education and protection.

Type of Advice Provided

Personal Advice
Personal advice is one-on-one financial guidance tailored to your specific needs, goals, and circumstances. A qualified adviser will recommend suitable types and levels of cover, explain why they fit your situation, and help put the right protection in place. This often includes assisting with applications, liaising with insurers, and guiding you through any underwriting or medical requirements. Personal advice must always be in your best interests – it’s a legal obligation.
Lvl 2, 52 Davidson Tce
Joondalup
, Western Australia

A little more background

Shaun Clements is the founder of NOR Financial in Joondalup, Western Australia. He has been guiding clients through financial advice for more than 27 years. His career has spanned multiple practices, giving him a broad understanding of advice, with a strong focus on risk protection strategies. His decision to create NOR Financial was shaped by his own family experience. Seeing how medical professionals like his wife juggle demanding careers with limited time to understand the intricacies of finance and insurance.

At NOR Financial, Shaun’s mission is clear – to educate and protect medical professionals and their families, both in WA and across Australia. He works closely with young doctors, specialists, and healthcare practitioners, helping them secure cover such as Life, Total and Permanent Disability (TPD), Trauma and Income Protection insurance. He also assists with estate planning, business succession, and claims support. His approach is grounded in empathy and advocacy, making sure clients not only have appropriate cover but also feel supported when they need it most.

Over the years, Shaun has also supported many new arrivals to Australia. He helps them establish strong financial foundations while they focus on their careers and families. Shaun believes that personalised advice is about more than numbers – it is about giving people the confidence to pursue their goals. Knowing someone is “watching their back” if the unexpected happens.

Shaun is recognised for his approachable style, clear explanations, and strong technical skills in underwriting and claims. He regularly speaks to national audiences, sharing knowledge that is valued for its educational clarity rather than any sales focus. His combination of technical depth, personal motivation, and client-first mindset continues to shape the way NOR Financial supports those who dedicate their lives to caring for others.

Fee for Service and Doctors
Why Fee for Service advice and Doctors work together