Understanding the different names and products that often cause confusion Life insurance terminology, general terms and defintions can be confusing. You might hear people talk about life cover, death cover, income protection, or even risk
Income Protection (sometimes called Salary Continuance) provides a monthly benefit if you are unable to work for an extended period due to illness or injury. For many people, their first experience with this type of
When it comes to protecting your income, two types of cover are often mentioned together: Total and Permanent Disability (TPD) insurance and Income Protection (IP). They both help when illness or injury stops you working,
Life insurance can feel complicated and overwhelming, especially when you first start looking into it. We’ve gathered some of the most common questions people ask – and answered them in plain English, with some guidance
Life insurance, TPD, trauma, and income protection are all important tools to protect your family’s financial security. Many Australians first encounter these types of cover through their superannuation fund. That’s a great starting point, but
Having life insurance in place is an important step – but it’s not something you can simply “set and forget.” Life rarely stays the same, and as your circumstances change, the amount and type of
Everything you need to know to understand and choose the right life insurance protection for you and your family. Life insurance can seem complex, but at its core it’s about providing financial protection for your
Understanding how life insurance premiums are calculated can help you make informed decisions about your coverage and potentially reduce your costs. As someone who has worked in underwriting for over 15 years, I’ll break down