A closer look at what Australians are actually paying for life insurance, and what’s changing in 2026 It’s a widely held belief that life insurance through your superannuation fund is the affordable option: cheaper than
A change of employment can be a good opportunity to make sure your life insurance still fits your needs. Your personal retail policies generally continue unchanged, but insurance that sits inside your super fund can
Most Australians have life insurance automatically through their super. It’s helpful, it’s affordable, and it gives many people cover they may not have arranged on their own. But there’s a quiet misconception that this default
Income Protection (sometimes called Salary Continuance) provides a monthly benefit if you are unable to work for an extended period due to illness or injury. For many people, their first experience with this type of
Total and Permanent Disability (TPD) insurance is one of the most important protections you can have. It provides a lump sum payment if you become permanently unable to work due to illness or injury. For
Life insurance, TPD, trauma, and income protection are all important tools to protect your family’s financial security. Many Australians first encounter these types of cover through their superannuation fund. That’s a great starting point, but